Why I’m a Fan of Procrastinating

Back before ketchup bottles were squeezable we had to shake the glass bottle, tap the end, and wait for the ketchup to slowly make its way to the plate. There was a TV ad with a song about anticipation as some kids with big eyes waited and waited for the ketchup to...

Preparing to Retire Single

Unmarrieds need to approach retirement planning pragmatically. In an ideal world, it would be simple to prepare for a solo retirement. You would save half as much as a couple saves, buy half as much insurance coverage, and expect to live on half the income. Reality...

What’s in Your Closet?

A friend recently told me people often feel judged by their financial advisor. I don’t have any statistics, but I know I’m never keen to tell others about mistakes I’ve made in the past. Money is personal. It’s in the same category as sex and politics on the list of...