Why I’m a Fan of Procrastinating

Back before ketchup bottles were squeezable we had to shake the glass bottle, tap the end, and wait for the ketchup to slowly make its way to the plate. There was a TV ad with a song about anticipation as some kids with big eyes waited and waited for the ketchup to...

What’s in Your Closet?

A friend recently told me people often feel judged by their financial advisor. I don’t have any statistics, but I know I’m never keen to tell others about mistakes I’ve made in the past. Money is personal. It’s in the same category as sex and politics on the list of...

The Value of the Human Touch

Maybe you’ve seen the new elevators that use touchscreens to call them. I got on one recently and there were no buttons inside. The elevator already knew the floor I needed to go to and it sent me there. I kind of miss the buttons. When it comes to new technology, I’m...

The Potato Chip Principle

About ten years ago I heard an interesting question. At what age do people buy the most potato chips?  I thought maybe when they are in college. The answer? Forty-five. That sounded kind of strange. What is it about middle age that brings on the munchies? Forty-five...