The fee-based solutions we offer our clients reflect our belief that your financial planning and investment management should complement your personal lifestyle, the plans you have made and the goals you have set.  The solutions:

• TRADITIONAL FINANCIAL PLANNING, including retirement, education, estate and insurance planning.

• INVESTMENT ADVISORY SERVICES to include risk, portfolio and diversification analysis.

• INVESTMENT MANAGEMENT utilizing commission-free accounts with access to stocks, bonds, no-load mutual funds, real estate investment trusts as well as commodities and natural resource mutual funds and other alternative investments.

• INSURANCE PRODUCTS such as life, disability and long term care insurance as well as fixed and variable annuities.

• Coordinated TAX PLANNING with your tax advisor.

• Coordinated LEGAL AND ESTATE PLANNING with your attorney.