Examining the 2018 Social Security COLA

It will help retirees out, but it will not help them get ahead.  Seniors got a little good news this fall. Next year, monthly Social Security income payments to retirees will increase by 2.0%. That will mean an extra $326 – roughly $27.40 a month – for the average...

November Economic Update

November 2017 THE MONTH IN BRIEF October saw the S&P 500 rise 2.22% in response to results from the fall earnings season, encouraging fundamental indicators, and anticipation of tax reforms. An impressive jump in personal spending complemented excellent readings...

Enjoy the Rally, But Prepare for the Retreat

Investors may be lulled into a false sense of security by this market.   Will the current bull market run for another year? How about another two or three years? Some investors will confidently say “yes” to both questions. Optimism abounds on Wall Street: the major...

The Pros and Cons of Roth IRA Conversions

What are the potential benefits? What are the drawbacks?   If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all.   Why go Roth? There is an assumption behind...