An Estate Strategy for Your Digital Assets

What should you know? What should your executor know?   When you think about your estate, you may think about your personal property, real estate, or investments. You also have other, less-tangible assets – and they deserve your attention as well. Your digital...

The Problem of Money Paralysis

Not making a move may not always be the best move to make   A decision not made may have financial consequences. Sometimes, we fall prey to a kind of money paralysis, in which financial indecision is regarded as a form of “safety.” Retirement seems to heighten...

Ways to Ease the Cost of College

A look at grants, scholarships, 529 plans, and other methods How much could a college education cost in the 2030s? You may want to take a deep breath and sit down before reading the next paragraph. A MassMutual analysis projects that four years of tuition, room, and...

How Much Do You Know About Long Term Care?

Separating some eldercare facts from some eldercare myths  How much does eldercare cost, and how do you arrange it when it is needed? The average person might have difficulty answering those two questions, for the answers are not widely known. For clarification, here...

Audit Red Flags

What raises eyebrows at the Internal Revenue Service?  Are you worried about being audited? The fear may be overblown, as only 0.6% of taxpayers had their federal returns examined in 2017 (the most recent information available). That same year, only 4.3% of taxpayers...

Long-Term Investing Truths

Key lessons for retirement savers. You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others, you glean along the way.   First and foremost, you learn to shut out...